My own experience is that the United States is an extremely risky place to use a credit or debit card, and it's the only place where I've ever had a credit card

My own experience is that the United States is an extremely risky place to use a credit or debit card, and it's the only place where I've ever had a credit card skimmed (from living and travelling around Europe and Brazil) - three separate times. It's also the only place where I could almost never make contactless or chip+pin payments, and had to swipe and sign.