Simplii Financial (direct banking subsidiary of CIBC) has unlimited transactions, Interac e-transfers, Autodeposit and Request Money, Interac Flash (contactless

Simplii Financial (direct banking subsidiary of CIBC) has unlimited transactions, Interac e-transfers, Autodeposit and Request Money, Interac Flash (contactless payments), and supports Apple Pay, Google Pay, and Samsung Pay, and all these features are absolutely free. Maybe you just need to change your bank.