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Most places that the poor (at least in rural areas) shop at offer substantial discounts for paying with cash. There is typically the "cash" price and the "card"

by jimmy1 8y ago

Most places that the poor (at least in rural areas) shop at offer substantial discounts for paying with cash. There is typically the "cash" price and the "card" price. At a liquor store, a 44 dollar bottle paid with card is 39 dollars cash. A haircut at the local barber is 13 dollars cash or 15 dollars card.

ams6110 8y ago
My barber doesn't take cards at all. Cash or check only.
- northwest66 8y ago
  Do you mean one of those things they write on paper slips when you say check? Which country are you from?
  - Symbiote 8y ago
    The American spelling of cheque is check, and they're still very common there. That's exactly what they mean.
- Spooky23 8y ago
  Usually that means if he has 25 customers a day, he tells the tax man about 10.
  - zaarn 8y ago
    You know, people from the US say that a lot but in other countries like germany where >75% of purchases are cash and a lot of stores are cash only, this doesn't seem to be a problem at all...
    - h2j24 8y ago
      I think Germans genuinely enjoy paying taxes. One need not look farther than Germany's close neighbors (Italy, Greece) to see that many people do underreport cash revenue.
SlowRobotAhead 8y ago
>At a liquor store, a 44 dollar bottle paid with card is 39 dollars cash The credit card fee is not 12.8% to 15%, that isn’t even a convinence fee. That’s your liquor store not reporting sales and not paying taxes. That’s a big reason why some businesses won’t take cards.
- jimmy1 8y ago
  > not reporting sales and not paying taxes I don't ever assume malice when there is a simpler answer, besides this store is prominent and at the border so they wouldn't be that dumb. The simpler answer is they give a small discount on cash, and a small markup on card purchases to really encourage cash. They are a deregulated liquor state (so they don't have a state ran "Liquor board") which means they can offer much lower prices than just across the border. And I am sure the owner just prefers to go down the street to his or her local branch and say hi to the teller and just deposit cash. Some people just like to do things the old fashioned way. My barber is the exact same way -- he doesn't take card at all, only cash.

by jimmy1 8y ago

ams6110 8y ago

My barber doesn't take cards at all. Cash or check only.

northwest66 8y ago
Do you mean one of those things they write on paper slips when you say check? Which country are you from?
- Symbiote 8y ago
  The American spelling of cheque is check, and they're still very common there. That's exactly what they mean.
Spooky23 8y ago
Usually that means if he has 25 customers a day, he tells the tax man about 10.
- zaarn 8y ago
  You know, people from the US say that a lot but in other countries like germany where >75% of purchases are cash and a lot of stores are cash only, this doesn't seem to be a problem at all...
  - h2j24 8y ago
    I think Germans genuinely enjoy paying taxes. One need not look farther than Germany's close neighbors (Italy, Greece) to see that many people do underreport cash revenue.

SlowRobotAhead 8y ago

>At a liquor store, a 44 dollar bottle paid with card is 39 dollars cash The credit card fee is not 12.8% to 15%, that isn’t even a convinence fee. That’s your liquor store not reporting sales and not paying taxes. That’s a big reason why some businesses won’t take cards.

jimmy1 8y ago
> not reporting sales and not paying taxes I don't ever assume malice when there is a simpler answer, besides this store is prominent and at the border so they wouldn't be that dumb. The simpler answer is they give a small discount on cash, and a small markup on card purchases to really encourage cash. They are a deregulated liquor state (so they don't have a state ran "Liquor board") which means they can offer much lower prices than just across the border. And I am sure the owner just prefers to go down the street to his or her local branch and say hi to the teller and just deposit cash. Some people just like to do things the old fashioned way. My barber is the exact same way -- he doesn't take card at all, only cash.