The BBVA NBA AMEX used to earn 5% cash back twice a year. I would pay six months worth of phone, internet, insurance, etc upfront during that time. The 5% was

The BBVA NBA AMEX used to earn 5% cash back twice a year. I would pay six months worth of phone, internet, insurance, etc upfront during that time. The 5% was eventually capped and the card no longer exists.