1. The discussion is about US healthcare costs compared to the rest of the world which is different to your monthly payments. 2. "Obamacare" seems to an outsid

1. The discussion is about US healthcare costs compared to the rest of the world which is different to your monthly payments. 2. "Obamacare" seems to an outsider to have been a hellish compromise - the only thing that could get passed considering the political balance of power at the time. It was far from the legislation that was originally intended - and that even legislation (what was deemed politically possible in advance) is probably far from what would be needed to fix the US healthcare system. So it's entirely possible you ended up with a terrible outcome instead of the merely inadequate outcome that might have transpired in a different climate.