I've got a working theory that I am bouncing around my head. It's basically thoughts about the efficiency of markets and their ability to price in all value pro

I've got a working theory that I am bouncing around my head. It's basically thoughts about the efficiency of markets and their ability to price in all value provided. The biggest growth is in housing and education. Basically, if moving from Iowa to Silicon Valley will result in a net gain in income, then housing will adjust to consume as much of that gain as possible. If education will result in higher lifetime earnings, then the price of an education will rise to capture as much of this value as possible.