True, but under the traditional model, I have to spend extra time going over my statements, and then there's the hassle of having a new card shipped out and hav

True, but under the traditional model, I have to spend extra time going over my statements, and then there's the hassle of having a new card shipped out and having to update the number everywhere I have it saved. God help you if your credit card(s) are breached when traveling--many banks will only mail replacements to the original billing address. Exclusive use of virtual cards via Apple/Whatever Pay would mitigate this and offer general peace of mind.