Definitely short-term right now. If I made a SDE's salary instead of a SDET's salary and didn't live in a high COL area and didn't have to support a parent, I'd

Definitely short-term right now. If I made a SDE's salary instead of a SDET's salary and didn't live in a high COL area and didn't have to support a parent, I'd be more inclined to value long-term savings. Objectively, planning for the long term is better than planning for the short term, and I'd like to actually make enough money to plan for it, but I gotta make do with what I got for now. I do have a 401k via my job, and my credit is good, but nothing else.