I also opened an account at a credit union less than a year ago. $5 was enough for a checking and saving account, though I had to wait a few days for my debit c

I also opened an account at a credit union less than a year ago. $5 was enough for a checking and saving account, though I had to wait a few days for my debit card to be mailed. I needed proof of residence and ID, but no proof of income.