Millennials don't have enough money saved to apportion what they're saving. As of 2017, 46% had 0 money saved. Another 36% had <$5k saved. I don't think ther

Millennials don't have enough money saved to apportion what they're saving. As of 2017, 46% had 0 money saved. Another 36% had <$5k saved. I don't think there's anything long-term about a 4-figure bank balance.