3 ms·

Out of curiosity, why would you max out your retirement contributions if you are trying to save for a good down payment on a house?

• sethammons 8y ago
  some of those let you pull out tax advantaged for your first house.
  • trcollinson 8y ago
    True some will though I believe only $10,000 without taking the tax penalty. Definitely worth talking to a cpa before making any decisions.
  • megaman22 8y ago
    As far as I'm aware, you can pull your contributions out of a Roth IRA without penalty - they are post-tax dollars when they go in, until a regular IRA or 401k. Earnings and returns are different.