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In Denmark and Sweden it is simple: you are likely to have your phone with you, and thats enough. MobilePay and Swish respectively are wildly popular solutions.
by rimliu 8y ago
In Denmark and Sweden it is simple: you are likely to have your phone with you, and thats enough. MobilePay and Swish respectively are wildly popular solutions.
- hoopleheaded 8y agoThat is a non-cash solution which is insubstantially different from a plastic card.
- RugnirViking 8y agomobilepay is pretty ridiculous for a foreigner to use actually. You are required to have both a danish bank account and danish telephone number in order to use it. For this reason alone, it can never take off entirely. Until there comes a way that one can use their home account in a foreign country (with fees) like a card, then it will never reach the same levels of adoption.
- Nullabillity 8y agoSwish is (sadly) popular for p2p payments and "lemonade stand"-size "businesses", but good luck paying with it in a traditional store.
- erik_seaberg 8y agoIn the US this isn't reliable. I just got a new phone and learned the hard way it doesn't support NFC, and even if it did a lot of merchants disabled their NFC readers waiting for more merchant-friendly rails to reach the market.