> So I hate my job and no one else wants to even take a chance on me because I lack a degree, have a personal bankruptcy from 6 and a half years ago and have be

> So I hate my job and no one else wants to even take a chance on me because I lack a degree, have a personal bankruptcy from 6 and a half years ago and have been in a niche job for 12 years. I might be recalling wrong, but you might like to look into credit history law -- events like this expire after 7 years and so you could be in for a change.