If the attackers had gotten the money out via wire transfers, then that would presumably be covered. The attackers likely avoided that route because it would b

If the attackers had gotten the money out via wire transfers, then that would presumably be covered. The attackers likely avoided that route because it would be easy to trace. That’s likely the same reason that the insurance policy has special treatment for debit card/ATM incidents, because those sorts of transactions are more difficult to trace and therefore have a higher risk classification.