Considering the current lessons are "if you don't use frequently changed garbage passwords with a mix of cased characters, numbers, and special characters you a

Considering the current lessons are "if you don't use frequently changed garbage passwords with a mix of cased characters, numbers, and special characters you aren't secure" and "...but we'll allow you to reset the lockout because you can never remember your password using this self-service reset guarded by unchanging common answers to facebook quizzes", I'd say the solutions is ( Find the right thing to teach > teach it > expect it).