3 ms·
wondering why i've to use 2fa (with a damn token) to access my inbank but there's no need of 2fa (on phone maybe?) to withdraw money from atm. PS: do they seri
by esseti 8y ago
wondering why i've to use 2fa (with a damn token) to access my inbank but there's no need of 2fa (on phone maybe?) to withdraw money from atm.
PS: do they seriously have a system that can turn off the need of entering the pin to withdrwa money? why?
- michaelt 8y agoATM withdrawls are already two-factor - unless your ATM experience is very different to mine. You need the card (something you have, factor 1) and the PIN number (something you know, factor 2).
- islanderfun 8y agoI guess that is traditional 2fa that never occurred to me. Shouldn't we update that to include one-time passcodes like we do know for most things?
- icedchai 8y agoWe live in a tech bubble. Most people don't use one time pass codes for anything.
- paulcole 8y ago> include one-time passcodes like we do know for most things The only things I can think of that uses one-time passcodes are the occasional password reset or login from a new device? Are there other uses I'm not aware of?
- sumedh 8y ago> Shouldn't we update that to include one-time passcodes like we do know for most things? Some people I know are still not comfortable using an ATM, if you add passcodes they are going to have a very bad time.
- esseti 8y agoto add an addition OPT password, sent on the phone or something like that. however, if your system allows one to disable even the PIN code that's pointless.
- deleted 8y ago[deleted]
- mikec3010 8y ago> to withdraw money from atm. Because ATMs have daily withdrawal limits and security cameras. Neither are infallible but they limit and discourage fraud.
- qaq 8y agoHow would this help ? In this incident hackers were able to disable pins and anti-fraud protections.