It's not just greed, or criminals. I hear people all the time saying "if I made a startup and sold if for millions of dollars, I'd retire and never work again"

It's not just greed, or criminals. I hear people all the time saying "if I made a startup and sold if for millions of dollars, I'd retire and never work again", when most people who do make millions on their startup continue to work. It's that work ethic that is what made them that multi-million dollar startup. Whether criminal or not, there's a particular work ethic that keeps people like this making more money when they could retire happily.