To dogpile on, among my closest friends we've have over a dozen dead Pixel phones (due to hardware issues, though one started smoking) and a half dozen dead Nex

To dogpile on, among my closest friends we've have over a dozen dead Pixel phones (due to hardware issues, though one started smoking) and a half dozen dead Nexus's. Meanwhile, I'm essentially banned from Google Wallet for sending a friend $600 with a card I'd had on the account for years, with no way of recovering it without giving Google my SSN, multiple utility bills and passport. This is far beyond what Know Your Customer regulations require, and I still was well below KYC thresholds that their competitors use (PayPal, Zelle (no apparent limits)). Considering my bank doesn't have my SSN or passport, I am not handing that out like candy to the world's premier data mining company for a highly questionable account review. This right here is why I'm on Zelle :P