Your points summarize the thrust of the first in a series of propublica articles. https://www.propublica.org/article/why-your-health-insurer-does-not-care-abou

Your points summarize the thrust of the first in a series of propublica articles. https://www.propublica.org/article/why-your-health-insurer-does-not-care-about-your-big-bills https://www.propublica.org/article/why-your-health-insurer-d...