> I really wish people would talk about these sorts of soft costs more often. It can get even worse and more subtle than that. I don't even get care in some si

> I really wish people would talk about these sorts of soft costs more often. It can get even worse and more subtle than that. I don't even get care in some situations that feel optional because I don't know what the true cost will be. I have money and insurance, but I'm instinctively uncomfortable about electing for services that I won't know the true cost of until weeks later after the care provider and insurance company have done their dance. There's the deductible which I understand but that's not a blanket thing where everything is free after that. There's always fine print and a cloud of uncertainty about where the limits are for each category. I'm starting to break this instinct, Blue Cross seems transparent enough when I call them and have a specific question. But that's because I'm getting older and taking health more seriously. I went through a long period when I was younger just ignoring symptoms when I could. Nothing bad happened to me but I've seen friends get diagnosed with cancer that might have been more treatable if found sooner. How many insured people don't get care that they should because they're confused or cynical about the system being set up to extract money from them?