3 ms·

I briefly searched for inflation-adjusted debt per capita but couldn't find it. There is the federal debt to GDP ratio, which is 105%. This is at least a 50-y

I briefly searched for inflation-adjusted debt per capita but couldn't find it. There is the federal debt to GDP ratio, which is 105%. This is at least a 50-year high[0]. FRED's household debt to GDP data doesn't go back very far, but we can see it's off the highs off 2008[1]. (edit: added household debt to GDP) [0] https://fred.stlouisfed.org/series/gfdegdq188S https://fred.stlouisfed.org/series/gfdegdq188S [1] https://fred.stlouisfed.org/series/HDTGPDUSQ163N https://fred.stlouisfed.org/series/HDTGPDUSQ163N

JumpCrisscross 8y ago
> I briefly searched for inflation-adjusted debt per capita but couldn't find it You're looking for household debt to GDP [1]. It is a real (versus nominal) statistic because it's a ratio between two nominal terms. It also communicates financial health better than a per-capita term, since it measures against production. [1] https://fred.stlouisfed.org/series/HDTGPDUSQ163N https://fred.stlouisfed.org/series/HDTGPDUSQ163N
- graedus 8y ago
  I managed to find that - thanks! A few other interesting angles: Household Debt Service Payments as a Percent of Disposable Personal Income[0] (10.3%, near 40-year lows), Consumer Debt Service Payments as a Percent of Disposable Personal Income[1] (5.9%, near 40-year average), Personal Saving Rate[2] (3.2%, near 50-year lows). [0] https://fred.stlouisfed.org/series/TDSP https://fred.stlouisfed.org/series/TDSP [1] https://fred.stlouisfed.org/series/CDSP https://fred.stlouisfed.org/series/CDSP [2] https://fred.stlouisfed.org/series/PSAVERT https://fred.stlouisfed.org/series/PSAVERT
  - readhn 8y ago
    Part of the problem might be that it became harder for folks to obtain debt (mortgages specifically).