In Oregon it’s illegal to bill different amounts to different payers. So you have to be billed what they would be bill insurance for. They can give you a proce

In Oregon it’s illegal to bill different amounts to different payers. So you have to be billed what they would be bill insurance for. They can give you a processing discount but it is negligible and only applies to services rendered at that time. Also they have to pay the insurance handling clerk whether you pay cash or not. The marginal savings are small.