Because they said "No further medical input needed." which is a fairly clear "we don't require any more input from anybody, we've made our decision." If after

Because they said "No further medical input needed." which is a fairly clear "we don't require any more input from anybody, we've made our decision." If after they "review" my case they ask again, I will reach out to the DR who treated me and waste more of his time, but I'm confident the insurance company would have still found a way to weasel out of it, even if the DR had been more explicit. I imagine it wasn't his first time writing a "not fit to fly" note, after all...