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We would need free healthcare to be able to forfeit it. Since we don't and insurance companies seem pretty decent at modeling risk, this would be included in t
by kimdotcom 8y ago
We would need free healthcare to be able to forfeit it.
Since we don't and insurance companies seem pretty decent at modeling risk, this would be included in the model.
Look at how people who smoke are financially penalized by health insurance.
The same is not true for alcohol consumers.
- maxerickson 8y agoIn the US that's a matter of law, the insurance companies aren't allowed to adjust prices based on alcohol consumption. I guess casual drinkers (and more than casual drinkers) are a pretty big lobby group though.