Investing is very close to being a legal ponzi scheme. If everyone invested as much as they could, people wouldn't buy enough to drive company profits like you

Investing is very close to being a legal ponzi scheme. If everyone invested as much as they could, people wouldn't buy enough to drive company profits like you see today, or to be the last people holding the bags when a recession occurs. Also stock markets don't go up forever, Japan's Nikkei topped in 1989, and as of now, has barely recovered half the value. Do you really think even index funds are risk free when you can have a 50% loss for 30 years?