True, and the pricing issue goes even deeper. In my experience in shopping around between doctors while being in an exclusionary waiting period the doctors them

True, and the pricing issue goes even deeper. In my experience in shopping around between doctors while being in an exclusionary waiting period the doctors themselves often have no idea what anything costs. That's why I think banning non-catastrophic insurance would be helpful. I'm confident if insurance companies were kicked out of routine healthcare you'd see a very quick shift to price transparency. There's one doctor here in town that mostly caters to undocumented immigrants and he has a price board in his waiting room for cash price of most of the common services. BCBS (which is 90+% of the insurance market in my state) actively prevents other doctors from doing this. He can only do it because most of his patients don't have insurance.