3 ms·

This is true, but the reality is I doubted my insurance would pay from the start. I was expecting to pay for everything myself. It was only once I got the quote

This is true, but the reality is I doubted my insurance would pay from the start. I was expecting to pay for everything myself. It was only once I got the quotes in Singapore that I realised I might not actually be able to afford it that I resorted to the insurance. And their response was even worse than I expected it to be. I appreciate there are countless fraud attempts and they need to protect themselves, but I was lucky, it could have been a lot worse, I'm sure for other people it is. And I guarantee you when you're facing emergency surgery the LAST thing on your mind is "I best call my insurer and start the form filling process". It's fuck, FUCK. This fucking sucks.

ChuckMcM 8y ago
This part it sooo true: And I guarantee you when you're facing emergency surgery the LAST thing on your mind is "I best call my insurer and start the form filling process". Something that I carry on me when I'm travelling in my wallet is a piece of paper. It is written in both English and the predominant language of where I'm travelling. This paper is titled "Instructions and information for emergency personnel." It has my name, home address, blood type, allergies, short medical history, insurance numbers and international numbers to call for authorization. It also includes numbers of people who can be called for more information (like my primary care physician) It is easy to make, write it up before the trip, run it through Google translate for the destination language, and fold it up into my wallet. I got this idea from a friend of my father's who was a diplomat and so travelling a lot. He had stories about how it had saved his life in when he crashed his bike in the Alps. He too said that the last thing on your mind is explaining all of this stuff to people when he was injured. But once he realized that he didn't have to explain it, he only needed to let them know who to ask to get the information.

ChuckMcM 8y ago

This part it sooo true: And I guarantee you when you're facing emergency surgery the LAST thing on your mind is "I best call my insurer and start the form filling process". Something that I carry on me when I'm travelling in my wallet is a piece of paper. It is written in both English and the predominant language of where I'm travelling. This paper is titled "Instructions and information for emergency personnel." It has my name, home address, blood type, allergies, short medical history, insurance numbers and international numbers to call for authorization. It also includes numbers of people who can be called for more information (like my primary care physician) It is easy to make, write it up before the trip, run it through Google translate for the destination language, and fold it up into my wallet. I got this idea from a friend of my father's who was a diplomat and so travelling a lot. He had stories about how it had saved his life in when he crashed his bike in the Alps. He too said that the last thing on your mind is explaining all of this stuff to people when he was injured. But once he realized that he didn't have to explain it, he only needed to let them know who to ask to get the information.