> Personal finance experts love to discuss how much money you can save by avoiding that daily Starbucks habit or packing a brown bag lunch every day at the offi

> Personal finance experts love to discuss how much money you can save by avoiding that daily Starbucks habit or packing a brown bag lunch every day at the office. I actually think the true long term cost savings is in health care costs and general personal health. Making food yourself will cut down on excess salt, sugar and fats which are so prevalent when eating out. This will certainly help you stay healthy in the long run. That being said, almost all cars are a financial loss and you'd be better off driving a 2000s civic. I always found it ironic that Michigan was loathe to pay for plowing but instead just bought SUVs.