that feels like the single worst comment thread on HN starts woth 200 comments of pundits going back and forth between "everyone I know" and "nobody" uses this

that feels like the single worst comment thread on HN starts woth 200 comments of pundits going back and forth between "everyone I know" and "nobody" uses this app then clueless ppl trying to defend that this app is the only way poor colege students can properly pay a bar bill with friends if they were not drinking, as the only alternative in their universe is spliting the bill equally, as if money or credit card had minds of their own or something.