Goldman's business model is not to predict the future. Goldman has 2 business models: 1) transfer risk, 2) provide advice. For #1, it's a middleman. For #2, it'

Goldman's business model is not to predict the future. Goldman has 2 business models: 1) transfer risk, 2) provide advice. For #1, it's a middleman. For #2, it's paid for brain power, experience and speed.