> Any banking website that simply accepts a username and password would scare the hell out of me. That's still most of them, I think. Halifax used to be userna

> Any banking website that simply accepts a username and password would scare the hell out of me. That's still most of them, I think. Halifax used to be username+pw+one security question. Now it's username+pw+3 letters out of a second pw (called "memorable information"). And to attempt to stop keylogging (or at least I presume this is why), the select boxes for the 3 letters don't let me hit the letter, I have to use arrow keys or the mouse. Which, frankly, makes me want to club somebody to death with a baby seal, even if it -is- theoretically more secure.