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This is one reason why Mint would never work in the UK. We have real security on our banking websites - hardware security (You get sent a hardware device to gen
by points 16y ago
This is one reason why Mint would never work in the UK. We have real security on our banking websites - hardware security (You get sent a hardware device to generate codes, or to put your card into etc).
(As an aside, our banks are simply crazy fast now. I logged into HSBC the other day, issued a bank transfer to a Barclays account. Logged out, logged into Barclays less than a minute later, and the money was there. Impressed I was).
Any banking website that simply accepts a username and password would scare the hell out of me.
I still don't quite understand what the value-add of mint is though. I'm guessing that banking websites in the US aren't very useful, or that some users value being able to collect all their financial data into one place (How many banks accounts from different banks do people need?)
- mst 16y ago> Any banking website that simply accepts a username and password would scare the hell out of me. That's still most of them, I think. Halifax used to be username+pw+one security question. Now it's username+pw+3 letters out of a second pw (called "memorable information"). And to attempt to stop keylogging (or at least I presume this is why), the select boxes for the 3 letters don't let me hit the letter, I have to use arrow keys or the mouse. Which, frankly, makes me want to club somebody to death with a baby seal, even if it -is- theoretically more secure.
- points 16y agoI don't know the technicalities, but I always considered Halifax a 'building society' rather than a grown up bank. That is worrying. And ++ for the irritation of arrow keys+mouse etc I've seen that before on others.
- jbarham 16y ago> I still don't quite understand what the value-add of mint is though. For me personally it meant I could throw out MS Money but still track where my money is going w/ much less effort. Mint is pretty good about correctly categorizing transactions, so I have to spend very little effort manually categorizing transactions.