Google “branded debit cards program”. It’s a bit like starting a virtual telco. You usually work with a white-label reseller who in turn has relationships with

Google “branded debit cards program”. It’s a bit like starting a virtual telco. You usually work with a white-label reseller who in turn has relationships with {banks, carriers} respectively. The reseller has a platform and network hookups and they’re ready for you to slap your unique brand on top. On the other hand, you can also work chain brands to do POS integrations - which may be a better choice for loyalty cards or subscriptions.