No one has the time, energy, or capacity to become expert in all domains within a complex civilization that could materially affect them. You are confusing "bet

No one has the time, energy, or capacity to become expert in all domains within a complex civilization that could materially affect them. You are confusing "better equipped" with "having the most substantial interest". A person has the most substantial interest in their own safety and benefit, but that in no way implies that they will be the best equipped to attain that in all cases, or even understand how to. By all means, that person should seek out such knowledge, but it will never be as comprehensive as the accumulated wisdom of experts, or even compete with a motivated group of non-experts. You can advocate for personal agency and also still realize that a person standing alone is likely to get screwed over.