co-pay example: a friend broke his collar bone few months back in Tahoe and had surgery to fix it. Full cost ~$60K. Out of pocket: ~$7K on Gold (80/20) insuranc

co-pay example: a friend broke his collar bone few months back in Tahoe and had surgery to fix it. Full cost ~$60K. Out of pocket: ~$7K on Gold (80/20) insurance. You can read about the metal categories (ie. Gold) and other things I wrote about the US healthcare here: https://medium.com/the-road-to-silicon-valley/us-healthcare-for-aliens-startups-demystified-858fbf2cf0a6 https://medium.com/the-road-to-silicon-valley/us-healthcare-...