For photo storage, I personally use nextcloud for hot access and backup an encrypted copy of all my photos to Wasabi AWS S3 equivalent and Online.net's cold sto

For photo storage, I personally use nextcloud for hot access and backup an encrypted copy of all my photos to Wasabi AWS S3 equivalent and Online.net's cold storage under the intensive class. I find it worth it to pay for backing up to those services since I take photos of almost everything and I would hate losing them.