Yeah up to 50%. Very rarely. You don’t have to pay VAT if you don’t buy anything. You can just invest your money. A new passport costs money. You need to pay

Yeah up to 50%. Very rarely. You don’t have to pay VAT if you don’t buy anything. You can just invest your money. A new passport costs money. You need to pay for one if you want it. That shouldn’t be part of your income tax because nobody knows how often you will need one. Essentially those fees are on per person basis. The NHS is very useable. I never used to pay for any private health insurance for about 5 years. It might not be convenient for you to wait but that’s your problem. That system works and saves lives... so it is usable. I don’t even know what you mean by “lost”. Money doesn’t magically disappear. Maybe it’s a more complex system than you can imagine or haven’t thought about it hard enough.