I hate debt collectors as much as anyone, but they do have quite a few rules. Most jurisdictions have times during which you can call someone (collects need to

I hate debt collectors as much as anyone, but they do have quite a few rules. Most jurisdictions have times during which you can call someone (collects need to be sure to adjust for the destination timezone; since they might not realize they're called at 6am if they're on a different coast). In Australia (if they show Tricky Business is at all realistic), Mercantile agents can't present you with a notice in front of other people and must serve you in person (similar to a legal summons in the US). So there are _some_ regulations in place.