The frugality is usually when you're single with no family. Once you start a family, a lot of equations change. I made the calculation. I could get a nice mort

The frugality is usually when you're single with no family. Once you start a family, a lot of equations change. I made the calculation. I could get a nice mortgage for a 500k house in Austin, TX, or I could move to SF, save for 4 years and go back with enough cash in hand to buy the home outright. The decision wasn't hard to make.... It probably isn't polite to say this but if you're young and single, you can really leverage that. Most of my coworkers in TX were getting married, buying houses etc. In other words, they simply could not move to SF, since they are tied down by their situation. I could, and I did.