Thank you for the clarification. The conclusion that I'm getting out of this is that it still makes sense to move to SF if you're willing to live frugally for s

Thank you for the clarification. The conclusion that I'm getting out of this is that it still makes sense to move to SF if you're willing to live frugally for some years, save some money, and then move elsewhere. It probably makes less sense if you have a partner and children and you are used to a higher standard of living.