Costs are exactly the same for EMV or non-EMV (swiped) processing. If your acquirer is doing something different, you need to dump them, because it's so far out

Costs are exactly the same for EMV or non-EMV (swiped) processing. If your acquirer is doing something different, you need to dump them, because it's so far out of industry standard I'd literally be speechless. The only speedup from Quick Chip is not running issuer scripts. The actual auth process doesn't take much (if any) amount longer than with a swiped transaction. Quick Chip feels significantly faster because you can insert and remove at any time during the transaction, but it doesn't actually do much to speed up the transaction processing. It just makes you feel like the transaction is faster because you aren't sitting there at the end waiting for the terminal.