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Same. As an aside, does anyone know any banks that do offer this? It seems like a no-brainer to me to allow users a set of read-only credentials for online ac
by tapp 16y ago
Same. As an aside, does anyone know any banks that do offer this? It seems like a no-brainer to me to allow users a set of read-only credentials for online account access.
- mattmcknight 16y agoI don't know of any many trusted services, but I actually use Bank of America's tools to do the online budgeting thing. They built it into the site pretty well.
- dunham 16y agoA lot of banks offer OFX access, it's what stuff like Money and Quicken talk to. It's mostly read only, although I think there are a couple of banks that can do bill pay over OFX. This is pretty common knowledge if you're writing this kind of software. Some vendors, like Ameritrade use different credentials for OFX. Mint/Yodlee asked for front door passwords and security answers that give them the ability to trade securities and empty my account, rather than the OFX id/pin that would give them access to a standard API to retrieve transactions and balances. This made me seriously doubt their competence, and I never became a customer. See http://en.wikipedia.org/wiki/Open_Financial_Exchange http://en.wikipedia.org/wiki/Open_Financial_Exchange for details.