> ...she wasn't a victim of the crime... Yet another example of how many crimes depend upon a degree or more of separation to escape prosecution and conviction

> ...she wasn't a victim of the crime... Yet another example of how many crimes depend upon a degree or more of separation to escape prosecution and conviction. We are most definitely victims when the recovery cost is borne through the revenue from the interest rate charges. We should be wondering why doesn't every payment system run 0.1-0.5% overall end-to-end between both user, merchant, and payment system that simultaneously acts as a bank, or perhaps even lower for more decentralized systems. There's very little transparency at all the costs imposed by middlemen within the system.