I think we have mostly converted. But small price restaurants and coffee shops are the last ones to switch. They aren’t big fraud targets since you can’t conve

I think we have mostly converted. But small price restaurants and coffee shops are the last ones to switch. They aren’t big fraud targets since you can’t convert their product to cash. Their maginal cost is low so fraud isn’t a huge concern. Grocery stores and big ticket places seem to already have switched. Though they seem to allow swiping if your chip gets a bad read three times (under the assumption it is broken). That sort of defeats the security.