Is this a case where having better insurance would protect you from the hospital? Not sure how insurance or billing in the US works, but in the article one pers

Is this a case where having better insurance would protect you from the hospital? Not sure how insurance or billing in the US works, but in the article one person broke their ankle and their insurance negotiated the price with the hospital, and then the hospital still came after the person for the costs that the insurance company negotiated to not pay.