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I personally went through defaulting on student loans and being hassled by bill collectors, so I can relate to that situation - it totally sucks. I also agree

I personally went through defaulting on student loans and being hassled by bill collectors, so I can relate to that situation - it totally sucks. I also agree that the laws pertaining to bankruptcy and student loans should be revisited. I also think predatory lending practices are a big problem. But despite all of that, I really feel like the author should own responsibility. It can simultaneously be a bad system and still be his fault.

foobiekr 8y ago
The quote, "My debt was the result, in equal measure, of a chain of rotten luck and a system that is an abject failure by design" really kind of made it hard to be empathetic for the rest of the article. In equal major, someone decided to go deep into debt obtaining not one but two degrees in English literature in the late 2000s when this was already well known to be a terrible idea. I think student debt should be reformed and it should be possible to discharge student debt through bankruptcy (with modifications to the previous status quo, I think), but this is just kind of grating.