If somebody can’t find work, it would take a lot of social programs to ensure they can live. And I’m not convinced a state is more effective at spending the mon

If somebody can’t find work, it would take a lot of social programs to ensure they can live. And I’m not convinced a state is more effective at spending the money than individuals are. Social programs are a huge spend and the quality of the programs leaves a lot to be desired (governments aren’t exactly known for being cost effective.)