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I'm a frequent user and fan of Privacy.com, however I've had merchants decline charges when I provide a proxy card, only to have the charge succeed when I provi
by toomanyrichies 8y ago
I'm a frequent user and fan of Privacy.com, however I've had merchants decline charges when I provide a proxy card, only to have the charge succeed when I provide a real card linked to the same account as the aforementioned proxy card.
I suspect that Privacy.com uses gift cards as proxies, and some merchants reject payments made with gift cards. If so, this could be why I experienced the above.
If someone knows better than I do, please correct me. Genuinely curious how the service works under the hood.
- codedokode 8y agoDigital Ocean also refuses virtual Visa card. Maybe there is higher amount of fraud with such cards or maybe they want a credit card so they can charge you even if you don't have money. Of course, I would never agree to this.