Co-pay / co-insurance can run into the thousands literally up to your out of pocket maximum. For me as an individual, I think that's about $4-5k and for a famil

Co-pay / co-insurance can run into the thousands literally up to your out of pocket maximum. For me as an individual, I think that's about $4-5k and for a family about $8-10k but this is with the second best insurance available. That's every year, an amount that you might have to pay if you are sick. With a chronic condition or a major trip to the hospital one is very likely to hit those limits. Not to mention the months to years of dealing with bills afterwards, when one is trying to recover, and companies wrongly billing, billing for too much, not billing insurance, double billing. No drawbacks to universal healthcare even come close to this absolute fucking hell. It's hell for the patients' family, so one can only imagine how it is for the patient. And then, of course, there are the times when care is simply refused outright and your father dies the day after he leaves the hospital ... but hey, insurance companies gotta make money off of some people dying. They don't care it's someone's father or mother or children.