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My insurance was billed $8000 for an MRI and paid out $7000. I was only responsible for $500, but it was really upsetting because I'd had one before and only ha
by xor1 8y ago
My insurance was billed $8000 for an MRI and paid out $7000. I was only responsible for $500, but it was really upsetting because I'd had one before and only had to pay $50. The high cost came from the facility being on hospital grounds, which I wasn't aware of since I entered the area leading to the radiology center through an entrance that didn't look anything like the inside of a hospital.
- duxup 8y agoA number of years ago I called and asked what the cost for a procedure was at a local hospital.... they struggled to even tell me within a weeks time. The system is just insane.
- maxxxxx 8y agoWhen I had an HSA I also tried to get prices upfront. It's pretty much impossible to get any quote from medical providers. They just won't tell you.
- duxup 8y agoIt's a system so mad that there is no way to do it right even no matter how hard you try.
- pkaye 8y agoI'm in the Kaiser Plan in California. The hospital is also the insurance provider. Generally they are pretty good but even they sometimes cannot tell you the costs ahead of time. Their saving grace is that for most things they have a copay system with a fixed amount out of pocket.
- BadassFractal 8y agoThe healthcare system is a literal financial minefield. Seems like you better have a lawyer by your side to negotiate these arbitrary prices the instant you realize you're going in for anything non-trivial.
- Gibbon1 8y agoI'm upfront with doctors, I will not allow a hospital to do any labs at all. Full stop.
- stevenwoo 8y agoWhat’s crazy to me is that in 1997 I got an MRI for a back injury and precautionary CAT scan on my eyes for metal fragments (did a little work in a metal shop) and together it cost me nothing due to insurance. I’m afraid to know what the out of pocket cost is today.